How Financial Literacy Can Enrich Your Family For Generations — Key Ways You Can Benefit & How You Can Learn More

Carl Rivera
3 min readJan 14, 2022


Financial literacy is a tricky topic. If you’re financially savvy, it’s just something you know — for those who aren’t though, it can be a complete mystery.

Sure, it obviously means understanding money, but that’s like saying you understand airplanes — does that mean you know how to build them, fly them, or just generally how they work?

More importantly, where can you learn these skills, and how can they benefit you personally?

The first question will depend on how you like to learn, and where you’re located — but with a little looking, you can find a non-profit organization or philanthropic entrepreneur teaching financial literacy in your area.

Photo by Towfiqu barbhuiya on Unsplash

Before you go looking for a course though, let’s take a look at some of the advantages of learning more about the world of finance, and how it can benefit you, your business, or your family.

What Do You Need To Know?

What you need to know will depend on what your goals are, but there are some topics that can benefit just about everyone.

To get ahead financially, everyone should learn the basics, like how a checking account works, what the deal is with credit cards, and how to stay out of debt.

That’s enough for some people, but if you want to start really getting ahead, it’s worth diving into deeper topics, like how to generate a passive income and grow your wealth long-term.

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How It Can Benefit You — Right Now

Assuming right now doesn’t mean right this minute, but perhaps in a few weeks or months, there are lots of ways that financial literacy can change your life.

The first and most important way is that it can help you to end up with more money — whether that’s because you’re earning more, saving more, spending less, or all three.

It’s not just about having a bit more money though, it’s also about learning how to put that money to work for you, to earn even more.

While the short-term goal might be to put a few extra dollars in your pocket, in the long-term financial literacy can change your life — and your family’s — for generations.

Not only will you be able to give your children, and their children, a better quality of life and education — you can also pass on all the financial knowledge you gain so your family wealth can continue to grow.

Where Can You Learn?

There are courses in schools, of course, but if you’re past school age, or can’t afford extra classes, that often isn’t a very good option.

Many people have been turning to philanthropic entrepreneurs that understand what you need to know, and how best to help you learn it.

Photo by Glenn Carstens-Peters on Unsplash

For some organizations and individuals, it’s their way of giving back to the world.

Don’t settle for less than you’re worth — take the time to learn some new skills and make a real change that can last for generations.



Carl Rivera

“Everything you don’t know is something you can learn.”